We help clients manage their existing assets and deploy them in a most efficient manner based on their risk appetite, investment objective, market and product suitability. We also help clients to plan for the future needs evaluating their existing phase and expected future net earnings and obligations / goals.

A solution that safeguards your financial future – Stop questioning how much money you have to live on. Accumen manages risk without sacrificing market returns or flexibility to provide reliable retirement income from your portfolio. We also take into account your revised income slabs in your retirement phase and advise suitable investment products. For example for debt investments during your retirement phase interest income upto 10 lacs approx. may be more tax efficient than long term capital gains from debt funds which was not the case earlier when you were in the highest tax slabs.

Life is all about changes, and our ability to handle them. Our lives are filled with complex challenges. We make difficult decisions every day that potentially can affect our future. How we navigate life’s transitions is what defines us personally, professionally, and of course, financially.

Should you sell the business you spent a life / long time building? What should you do with your inheritance? How will you finance the college education of your children? How should you handle a sudden decline in your health or the health of a loved one? Whether facing the prospect of sudden prosperity or dealing with personal hardship and adversity, Accumen can help you find your way. If you find yourself facing a major life change, please schedule a free consultation. We want to help make the financial process simple and smooth during this time of transition.

Treasury management solutions for mid-sized corporates. Tailor made solutions to firms who have raised funding / equity basis the investment mandate and liquidity requirements.

After working for the corporate world if you have decided to start of a new enterprise it’s important to re-look at the investment plan and to plan for adequate liquidity which one may require in order to fund the business as well as well as take care of personal expenses as there will be no incoming credits to the account.

With our experience what we have seen is a lot of times in such cases individuals look at closing their existing Home Loan if any. We always advise to shift to an Overdraft linked Home Loan and park the surplus in the same account. So individuals are not charged additional interest and the EMI goes towards payment of principal only so one starts paying principal faster. The biggest advantage to this is in case the founder is looking at borrowing for business they can draw the required into the amount parked in the OD linked home account and thus get funding at a much cheaper rate for their business.

Our platform is online so it’s easier for NRI clients to view as well as transact online on our investment platform. We have also tied up with offshore funds looking at dollar denominated products suitable for NRI clients and resident Indian investors (through the Liberalised Remittance Scheme)